American Bankers Association

What a terrific piece from the American Bankers Association on First Interstate 's James Reuter ! Love his thoughts on being "unrelenting about the client experience and deepening relationships." #AmericasBanks , check this out: https://lnkd.in/e2_2u6fm

In a recent Morning Consult survey conducted on behalf of the American Bankers Association , consumers are sending a clear and consistent message to Washington: the credit card marketplace is already competitive, valuable, and working for the people who rely on it. Nearly 7 in 10 Americans (69%) say they have plenty of choices when selecting a card, and 73% say access to credit cards is important for managing household finances. Fraud protection, rewards, convenience, and emergency access to credit top the list of benefits consumers value most. Consumers support competition and innovation, but not policies that reduce choice, raise costs, or limit access to credit. Learn more about the survey findings here: https://aba.social/3Qql2uy

Join us on June 24 at 3:00pm ET for the next meeting of the ABA Women Bankers Open Committee, open to all ABA member bankers. We’re excited to welcome Shani Gardner, LCSW — psychotherapist, resilience strategist, and Founder of Soulful Grace LCSW PLLC — for a fireside chat on Leading with Resilience: Real Tools for Real World Demands. Shani will share research‑informed strategies to help leaders stay grounded, energized, and effective in high‑pressure environments. Have a question for Shani? Feel free to comment below or send it to me privately. Our goal is to shape the conversation around the real experiences of women across the banking industry. This session will be led by Natalie Bartholomew , Community President, First Community Bank , and Diahann M. Smith Smith, SVP Human Resources, National Cooperative Bank , Co‑Chairs of the Women Bankers Open Committee. We look forward to seeing you on June 24 as we continue building connection, leadership, and support across the industry. American Bankers Association Liz Earls Kylie Graham Allison Dower Lori B. Christian Elisabeth Hartley David C. Pease

Let’s not panic, but Reese Witherspoon has a point. The jobs women hold are 3x more likely to be automated by AI, yet women are using AI at a rate 25% lower than men on average. This is a call to action. Women have always adapted - and AI is no different. My advice: ⌨️Start small: use AI to draft, summarize, analyze, or brainstorm—not to replace your expertise, but to amplify it. ⌨️Get curious: learn where AI can save you time so you can spend more of it on judgment, strategy, and leadership. ⌨️Build visible value: people who pair deep, practical knowledge with AI fluency will be indispensable. The goal isn’t to compete with AI. It’s to use it to work smarter, lead better, and future‑proof our careers. Let’s not sit still. Let’s skill up—and bring others with us. American Bankers Association has resources to help: https://lnkd.in/en_NeX_N

It's late Friday afternoon and the weekend is about to kick off, but there's been a sea change in supervisory guidance from the federal banking agencies. The Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation all moved to rescind much of their guidance on model risk management and provide updates. The new issuances take a risk-tailored approach, generally exclude community banks with $30 billion and under in assets, and clarify that generative and agentic AI are out of scope. There's a lot to absorb, and if that's not enough there will be an upcoming request for information on banks' use of generative and agentic AI, so we can expect more releases in the future. This is something the American Bankers Association has been urging for some time, so it's very professionally fulfilling to see the regulators take steps to implement these policy priorities. I'll post the agency press releases (with links to the guidance itself) in the comments.

April is Member Appreciation Month! Thank you to all American Bankers Association members for your time and dedication. You’re strengthening communities across the country and helping us move the industry forward. We couldn’t do what we do without you. Join our celebration: https://aba.social/4rvuc5M